Lending Services

To learn more or start the process,click here or call 855-861-8181.

Every day, successful small and midsize business owners are generating brilliant ideas for their company's growth—but are unable to get the loans they desperately need to fund these ideas.
The good news is there are many options available to obtain quick, easy, and competitively priced loans that can move your business forward—but you’ll need to proceed with caution. Many of the non-traditional lending organizations, such as merchant cash advance providers, prey on businesses like yours by charging deceptive and dangerously high interest rates that could easily cripple a healthy enterprise. 
Familiarize yourself with the alternative financing programs you’re evaluating and make sure you clearly understand the terms, conditions and fees. The success of your business depends on it.
The funding you need now
Heartland Lending Services (HLS) is a joint venture between Heartland Payment Systems and Encore Capital. Unlike most commercial banks, Heartland Lending Services and its lending partners understand small business owners like you. That’s why, if you qualify, you can borrow up to $750,000 for any business purpose—quickly, without collateral or complicated paperwork. The process is fast and straightforward, and you can usually get funds into your account within two business days after your loan is approved. 

Rates you can afford—terms you can live with
If you’re like most small business owners, the tight money supply and tougher regulations have made conventional and SBA loans nearly impossible to secure. Alternative financing sources, such as merchant cash advances, can provide much needed funding, but their rates and aggressive repayment schedules often make them unaffordable. That’s where Heartland Lending Services comes in. 

The Heartland Lending difference
Recognized in the industry for providing fair, transparent, fully disclosed costs for payment processing, Heartland takes the same approach with our lending services. We believe that when a business owner borrows money, the true cost of the loan and the repayment terms should be clearly understood right up front—not an unpleasant surprise buried in the fine print. 

Your privacy and security are important to us!
As with any loan, your confidential information may be requested to assist HLS’ lending partners in their review of your loan application. That’s why securing this website and every piece of information received from you is our first priority. So, too, is your privacy and the protection of your personal contact and financial information, which will only be shared with third parties for the purpose of helping to secure your business loan. 

Thank You

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