Credit and Debit Card Payment Processing Data Security

Data Security

Keeping your business, and your customers, safe. Learn More

Mobile Debit and Credit Card Payment Processing

Mobile Payments

Accept credit and debit card payments anywhere. Learn More

Not Your Typical Payment Processor

Heartland is a payment processor unlike any other. We're committed to helping entrepreneurs like you succeed by providing innovative payment processing solutions, data security, 24-hour customer service, and more—with fair and upfront pricing.

Learn why we are different.

The ease of mind in being able to process payments anywhere on my property has made it convenient for us as well as the customer.

I would recommend Heartland Payment Systems to anyone considering starting or changing credit card processing services.

Each night I get an email from Heartland with a breakdown of how much was processed that day for each type of credit card...

Robert Percival

Dupre Catering and Events

Charlie Odorizzi

Next Millennium

David Kozlowski

Glass Doctor

Simplify Your Business

You’re busy managing your inventory, supervising your employees and taking care of your customers. How do you find the time to make sure your credit and debit card payments are processed safely, securely and quickly? That’s where Heartland comes in. We can help with your payment processing so you’ll have one less thing to think about. 

  • Interchange Plus Pricing
    Heartland offers all our merchants Interchange Plus Pricing. So you’ll know the true cost of every credit or debit card that comes through your business with full disclosure into how much you’re paying Heartland and how much goes to the card brands. Plus, we pass through any payment processing interchange reductions or increases that may occur. So there are no surprises.
  • Durbin Amendment
    The Durbin Amendment was written with merchants in mind. Card issuers charge less. Merchants pay less. Seems simple enough. So as a merchant, the most important thing you can do is know your numbers and determine what you should be saving on your payment processing. This way, you can be sure your payment processor is not taking advantage of you.

    Learn more about the Durbin Amendment Benefits
  • Portico Virtual Terminal
    Portico Virtual Terminal is more than a secure, reliable and easy-to-use payment processing solution that allows you to accept credit or debit card payments from any Internet-connected PC or laptop today. It’s a platform that paves the way for payment acceptance into the future.
  • Reporting
    Heartland’s proprietary online merchant center, InfoCentral, provides fast, convenient access to your merchant transaction activities 24 hours a day, 7 days a week. As a robust reporting tool, InfoCentral is easy to use and allows you to view credit and debit card processing statements, deposits, batch activity, batch history, pricing and chargebacks anytime, from anywhere.


You don’t need bricks and mortar to have a store. Create an online storefront to get your business online.

Learn More
Mobile Payments

Mobile Payments

Take your business beyond your four walls. Accept credit and debit card payments via your mobile device anytime, anywhere.

Learn More
Data Security

Data Security

Protect your customers and your business. Ensure your credit and debit card processing is up to standards.

Learn More


Get big benefits with small payments. Electronically automate payments for everyday purchases.

Learn More

Thank You

You will be receiving an email with a link to download this white paper and all white papers.

Heartland Payment Systems
Sales Inquiries: 888.904.6773
Customer Support: 888.963.3600

Heartland Ovation Payroll
Customer Support: 866.341.3510

School Nutrition Solutions
Café Enterprise: 866.343.2594
MCS Software: 888.287.6416, Option 2
LunchBox: 800.256.8224
Mosaic: 800.256.8224, Option 1
NUTRIKIDS: 800.724.9853
WebSMARTT & WinSNAP: 800.748.9631

School Payment Solutions
Heartland Micropayments
Customer Support: 800.332.4835

Heartland Campus Solutions

Sales Inquiries
Customer Support