Early on, Heartland recognized the importance of technology in driving a differentiated, low-cost business model for the payments industry. Our commitment to cutting-edge technology resulted in the industry’s only 21st century processing platform for brick and mortar businesses.
This proprietary platform ensures fast, cost-effective and efficient processing. Today, it authorizes 99.998% of attempted transactions.
Plus, because we developed the platform internally, you don’t have to worry about the crippling time and cost constraints that often hamper the development of technological innovations. Our platform also provides the infrastructure to support service enhancements for your business.
For example, Heartland is currently developing E3™, an end-to-end encryption solution expected to launch by end of 2009. The goal of E3 is to protect sensitive cardholder and payment account information throughout the lifecycle of a transaction from card swipe through transmission to the card brands. To learn more about E3, visit E3secure.com
And, to allow you to generate additional revenue and accept alternative payments, we continue to bring unique payments technologies to the market. For example, we are the first company in North America to launch payment by cell phone tag with our state-of-the-art OneCard program. Currently in place at select academic institutions nationwide, students, faculty and staff use multi-functional ID cards and the contactless tags to pay for purchases off campus and on — including at vending machines, laundry facilities and photocopiers. When linked to Heartland’s Give Something Back NetworkSM, the sponsoring institution automatically receives a charitable contribution with every off-campus purchase. If you accept the OneCard, you join a list of progressive business owners who have adopted a leading-edge payments mechanism ... at costs that are lower than accepting traditional cards.
At Heartland, we put the power of innovation and technology to work — to help you drive your business ... improve your customers’ experience ... and enhance your success.