Check Management

Improve your cash flow and efficiency while handling all of your check needs with Heartland’s comprehensive check management system.

 

A proven time saver, Heartland’s Check Management system efficiently handles check deposits through recovery and collection. You’ll be able to:

  • Scan and deposit checks at your convenience with Heartland Express FundsSM
  • Improve your cash flow by having funds credited to your account as soon as the next weekday morning
  • Initiate check recovery activities automatically with Heartland Auto RecoverySM
  • Recover bad check funds efficiently with Heartland Stop LossSM
  • Track the entire check-clearing process — from remote deposit capture through returns processing and the collection of bounced checks — through a single web portal
  • Retain employees on-site to serve your customers and focus on your business
  • Operate efficiently through seamless integration with most existing accounting software packages
  • Start up easily with set-up that includes complete installation, training and post-installation service whenever needed
  • Reduce keystroke errors through automation
  • Receive automatic alerts that identify duplicate, damaged or invalid checks

Heartland Express FundsSM is an innovative program designed to get you your money quickly and efficiently. With this unique end-to-end deposit and recovery solution, you not only get the ability to deposit checks anytime and from anywhere — using a remote scanner — you also get the advantage of Heartland AutoRecoverySM, our automated program that efficiently recovers funds from returned checks.

Heartland Express Funds helps you:

  • Enhance your check management with easy-to-use technology and automated reporting of your deposits and recovery efforts
  • Send deposits to one or multiple accounts at one or multiple banks
  • Keep your current checking accounts
  • Retrieve check images anytime
  • Monitor every step of your deposit in real time via our online portal, accessible from anywhere via the internet
  • Receive funds in your account as soon as the next weekday morning — no floats or holds
  • Integrate with leading accounting software
  • Post automatically to your accounts receivable ledger
  • Eliminate dual entry

When you receive a bounced check, Heartland Auto Recovery has you covered. You get the information you need and the funds that are due, increasing your revenue with no paperwork — so you can focus on your business.

With Heartland Auto Recovery, you often see an increase in your recovery percentage and always see a decrease in your associated labor cost. Plus, the automated process reduces the need for additional resources and has proven to expedite the recovery process in many cases.

Bad checks no longer have to drain your time and profits. Heartland Stop LossSM, powered by transmodus, is an automated recovery program that files eligible items directly with your local prosecuting attorney’s office — where available — with no paperwork. This automatic process allows you to focus on what really matters — improving and growing your business. There are no hidden fees or complicated forms to complete.

With Stop Loss, you get 100% of every recovered check. And aside from a small sign-up fee, Stop Loss costs you nothing. The people who write bad checks fund the program through the fees they pay. That means no monthly payments or subscription charges for you.

With online access to your account 24/7/365, you can check the status of your customers’ bad checks, see how much money has been recovered on your behalf and view the latest deposits to your account. It’s simple:

  • If a check is returned, it is automatically forwarded to the Stop Loss program. This initiates an automated recovery process where the bad check writer receives a courtesy letter on your behalf, followed by two additional attempts to recover your funds.
  • If the funds are not recovered, Stop Loss automatically files eligible items with your local prosecuting attorney’s office — where available.

If checks are not eligible, you can choose to use a collection service or pursue a self-collect option.

Stop Loss is powered by and is a registered trademark of transmodus Corporation.