Learning Center

At Heartland, we’re committed to helping you.

With your to-do list already full, it’s tough to manage the costs and complexities of payments processing.

Read on to learn more about payments processing and how Heartland can help you control costs. Be sure to check back often as we routinely post new information.

Business Tips

End-to-End Security, Not Just PCI Compliance, Will Keep Your Restaurant Safe

It's Time To Get Serious About Card Data Security.

Why Does a Criminal Bother Breaching a Small Restaurant?

The Next Step. Complete Data Security

The End of Data Breaches is in Sight

Upgrading Your Data Security System with E3

Considerations Surrounding Payment Processing and HIPAA Compliance

Choose a Payment Solution That Is HIPAA Compliant

8 Essential Elements of POS System Ownership

Tools to help you purchase your POS System

New Receipt Requirements in Effect as of 12/31/10

Slim Down Your Statement: Prevent Needless Charges for Card Transactions

Three Things You Need To Know About Securing Cardholder Data

Can They Do That? Many Payments Processors Unnecessarily Hike Fees Despite Economic Crunch.

Batch Transactions Daily to Save on Interchange — and Fines

Are You Over Authorizing When Your Customers Pay by Credit or Debit Card?

Get Up-To-Date with IRS Mandates for Over-The-Counter Medical Sales

Manually Imprinting Cards Can Help You Avoid Fraudulent-Transaction Chargebacks

What is Interchange and Why Is It Important to You?

Reduce the Risk of Fraud on Card-Not-Present Transactions

Keeping Tabs on Card Processing Costs

Are Hidden Card Processing Fees Eating Into Your Profits?

PCI Compliance

End-to-End Security, Not Just PCI Compliance, Will Keep Your Restaurant Safe

PA-DSS Mandate Update

Your Business’s Data Has Been Compromised. Now What?

Payroll

Looking to Outsource Payroll? What You Need to Know

Merchant Bill of Rights Payroll Act Helps Business Owners Manage Payroll Expenses and Operations

Prevent Payroll Headaches by Avoiding Common Mistakes

Outsourcing Payroll: Shopping Tips for Merchants

Restaurant

End-to-End Security, Not Just PCI Compliance, Will Keep Your Restaurant Safe

Heartland Payment Systems® Delivers Next-Generation Wait Management and SMS Marketing Solution to Restaurants with Freshtxt

Restaurant Association of Maryland Endorses Heartland Payment Systems® for Electronic Payment Solutions

Wes Williams Named to Missouri Restaurant Association Board of Directors

Can They Do That? Many Payments Processors Unnecessarily Hike Fees For Restaurateurs Despite Economic Crunch.

Campus

South Carolina Selects Heartland Payment Systems® as Preferred Systems Provider for Electronic Financial Aid Disbursement

Twenty Colleges Choose Heartland Payment Systems for Financial Aid Disbursement Services

Heartland Payment Systems® Takes Higher Education Institutions to the Cloud with WĒPA™ Wireless Printing

Electronic Financial Aid Refund Disbursement Ramps Up Efficiency at North Central Missouri College

College of the Holy Cross Launches Its First Off-Campus OneCard Program with Heartland Payment Systems

Heartland Payment Systems® Revolutionizes Campus Financial Aid Disbursement By Linking Campus ID and Debit Card to a Single Financial Account

Hillsborough Community College Launches Its First Campus Card Program With Heartland Payment Systems

Enhanced Campus Security will Call for More Integration with Campus Card Programs

Campus Card Programs will Play a More Critical Role in Campus Finances

Heartland Campus Solutions Joins Corporate Partnership Program to Support IACLEA and Campus Public Safety

New Fundraising/Payments Card Offers''Win-Win'' for Entire Community

Community Colleges Making the Move to Advanced Campus Card Technology

OneCard System Makes Life Easier at Florida College

Heartland Payment Systems Campus Solutions Enhances the Campus Experience at Colleges and Universities Across the Country

Wireless Door Locks Provide Safety and Relief

Technology

Heartland Payment Systems® Launches Mobuyle™ Mobile Payment Acceptance Solution

Heartland Payment Systems® Adds E-Check Functionality to Offer Single Platform for Check Management

Heartland Payment Systems to Offer Acculynk’s PaySecure Internet PIN Debit Solution

Heartland Payment Systems Certifies MagTek's QwickPAY for A Secure Mobile Payment Solution

Heartland Releases First-of-its-Kind E3 Wedge

Heartland Payment Systems® and OpenBook® Bring State-of-the-Art Data Security to the Lodging Industry

Business Owners Can Now Easily Track Checks from Deposit Through Returns Using One Online System

Increase Sales and Promote Your Business with Gift Cards

Protect Your Business from Age Verification Fines and Penalties

Use the Latest Technology to Enhance Your Operations

Heartland in the News

Ten Best Practices to Prevent Payroll Headaches

Bank Technology News Reports on Coalfire Systems’ Stamp of Approval for Heartland’s E3 End-to-End Encryption

In this article from Garden Center Magazine, Heartland's Sanford Brown explains how interchange reform and hidden card processing fees can impact business owners' bottom lines

Credit Card Security: Update on Securing Payments/Cardholder Data

Learn how to avoid needless charges for card transactions in this article by Sanford Brown for Natural Products Marketplace

Heartland Chairman and CEO Bob Carr shares learnings and advice about leadership in a crisis in this interview with Bank Info Security

Heartland CSO Sanford Brown discusses card processing fees for small-ticket items and resources available to help operators better understand these fees in this article from Vending Times

Retailers Protest 'Swipe Fees'

Payments Processing Information Sharing Council plans mass hack simulation to demonstrate need for information sharing

Central Ohio Restaurant Association Presents Awards to Heartland Payment Systems and its CEO

Arizona's Lodging Industry Honors Heartland Payment Systems® with “Allied Member of the Year” Award

Petroleum

Good, Bad News: Enhanced Security on Way

Anatomy, Aftermath of a Criminal Breach

Anatomy, Aftermath of Criminal Breach, Part 2

News Releases

Heartland Payment Systems® LunchBox® V8 School Nutrition Software Continues Nationwide Growth in More Than 2,000 K-12 Schools

South Carolina Selects Heartland Payment Systems® as Preferred Systems Provider for Electronic Financial Aid Disbursement

Heartland Payment Systems® Secures Exclusive Endorsement from Ohio Restaurant Association for Heartland Payroll ServicesSM

Twenty Colleges Choose Heartland Payment Systems for Financial Aid Disbursement Services

Heartland Payment Systems® CSO John South Elected to FS-ISAC Board Of Directors

Heartland Payment Systems® Signs Five-Year Contract With ConocoPhillips

John South Named to IDG Computerworld’s 2012 Premier 100 IT Leaders

Heartland Payment Systems® Announces Gilbarco Passport Certification for SmartLink Managed Network Services

Beyond Gift Cards: How to Enhance Your Program and Rev Up Holiday Sales

Restaurant and Lodging Merchants Receive More Than $7 Million in Debit Swipe Fee Reductions

Merchants Receive More Than $10 Million in Durbin Dollar Savings From Heartland Payment Systems®

Heartland Payment Systems® Releases First Actual State-Specific Durbin Impact Statistics

Heartland Payment Systems® Releases Latest Durbin Impact Statistics

Heartland Payment Systems® Acquires School-Link Technologies— Becomes the Leading K-12 School Nutrition and Point-of-Sale Provider

Heartland Payment Systems® Releases First Actual Durbin Impact Statistics

Heartland Payment Systems® Credits Merchants Durbin Dollar Savings From Debit “Swipe” Fee Reform

Heartland Payment Systems® Named to InformationWeek 500 for Fifth Consecutive Year

Heartland Payment Systems® Launches Mobuyle™ Mobile Payment Acceptance Solution

Heartland Payment Systems® Takes Higher Education Institutions to the Cloud with WĒPA™ Wireless Printing

Heartland Payment Systems® Heightens Convenience at Campuses Nationwide with WaveVision

Heartland Payment Systems’® Chief Security Officer John South Named Information Security Executive of the Year

Heartland Payment Systems® Introduces the Next Generation of its WaveRider Laundry System

Heartland Payment Systems® Enhances Campus Life Experience With Global Communications Tool

Heartland Payment Systems’ Chairman and CEO Bob Carr to Host Industry Panel at NRA Show to Educate Restaurateurs About “Swipe” Fee Legislation and Data Security

Heartland Payment Systems® Introduces Smartlink ProDistributor for Fuel Retailers and Distributors

Heartland Payment Systems® and United Refining Partner to Provide Smartlink

Heartland Payment Systems® Adds to Executive Team

Ohio State Medical Association Partners with Heartland Payment Systems® to Help Its Members with Payment Solutions

Heartland Payment Systems' E3™ End-to-End Encryption MSR Wedge Facilitates Elimination of PA-DSS Scope for Developers Payment Applications and Reduces PCI Scope By Up to 69 Percent for Merchants

Credit Card Processor to Grow its Jeffersonville Center

Micropayments: The Benefits of Cashless Room Key Payments for Small-ticket Purchases

Heartland Payment Systems® and CITGO Petroleum Corporation Join Forces to Provide State-of-the-Art Network Services to Marketers and Retailers

New Gift Card Rules Expected to Make Holiday Season Merrier for Businesses

PCI QSA Determines Heartland Payment Systems’ E3™ End-to-End Encryption Protocol Can Reduce Payment Card Industry Scope by up to 79 Percent

Heartland Payment Systems® Named Best Service Company to Sell for Three Years in a Row

TOPS Property Management Software Integrates with Heartland Check ManagementSM for Remote Deposit Capture and Check Management Solutions

Heartland Payment Systems® Named Exclusively Endorsed Provider of Payment Solutions by Nevada Restaurant Association

Record Number of Merchants Use End-To-End Encryption to Secure Customer Cardholder Data

United States Hispanic Chamber of Commerce Names Heartland Payment Systems® Exclusive Endorsed Provider for Payments Processing Solutions

Heartland Payment Systems® and Discover Agree to $5 Million Intrusion Settlement

Servant Keeper Church Management Software Integrates with Heartland Check ManagementSM for Remote Deposit Capture and Check Management Solutions

Texas Hotel & Lodging Association Endorses Heartland Payment Systems® for Payments Processing Solutions

Heartland Payroll ServicesSM Named to Plain Dealer’s “Top Workplaces 2010” List

Kris Herrin of Heartland Payment Systems® Named a Top Chief Technology Officer by IDG’s Infoworld

Restaurant Association Metropolitan Washington Selects Heartland Payment Systems® as Exclusive Endorsed Provider of Payment Solutions

Illinois Restaurant Association Endorses Heartland Payment Systems® for Payments Processing Solutions

Heartland Payment Systems® Commercially Launches State-of-the-Art Payment Card Security Technology

Heartland Payment Systems® and Mastercard Agree to $41.4 Million Intrusion Settlement

Heartland Payment Systems® Named to FORTUNE 1000 List of America's Largest Companies

Heartland Payment Systems® Plans to Hire 1,198 Sales Professionals in the Next 18 Months

Restaurant Associations Add Gift Marketing Program to Suite of Member Benefit Solutions

Heartland Payment Systems® and MICROS Renew Business Relationship

Heartland Payment Systems® Revolutionizes Campus Financial Aid Disbursement By Linking Campus ID and Debit Card to a Single Financial Account

Heartland Payment Systems® Awards Florida Restaurant & Lodging Association Inaugural “Partner of the Year” Distinction

Heartland Payment Systems® and OpenBook® Bring State-of-the-Art Data Security to the Lodging Industry

European Card Acquiring Forum Presents Heartland Payment Systems® with Integrity Award

Heartland Payment Systems® E3™ Data Security Protocol Adopted by Leading Payments Manufacturers

Heartland Payment Systems® Signs Martin Eagle Oil Company as First SmartLink® Customer

Heartland Payment Systems® Introduces PlusOneSM Payroll

Bob Carr Appointed to the Secure POS Vendor Alliance Board of Directors

Heartland Payment Systems and Visa Inc. Announce Acceptance Rate of Over 97 Percent for Data Security Breach Settlement Agreement

The Council of State Restaurant Associations(CSRA) Joins Partnership to Enhance Business Services for Restaurants Nationwide

Thales and Voltage Security Forge Technology Integration and Partnership to Deliver End-to- End Encryption and Key Management to Secure Payments

New Partnership Delivers First-Ever Unified Payments Processing Platform to the Restaurant Industry

Heartland Payment Systems Agrees on Settlement to Provide Visa Issuers up to $60M for Data Security Breach Claims

Heartland Payment Systems® Agrees to Settle Cardholder Class Actions

Heartland Payment Systems® and American Express Agree to $3.6 Million Intrusion Settlement

Seven-Eleven Signs Seven-Year Contract Extension with Heartland Payment Systems

Heartland Payment Systems Shareholder Class Action Lawsuit Dismissed in US District Court

Payments Processing Information Sharing Council Names Steering Committee

Selling Power® Names Heartland Payment Systems® Best Service Company to Sell for

Heartland Payment Systems® Extends Agreement with transmodus Through 2015

212 Software Integrates with Heartland Check ManagementSM for Remote Deposit Capture and Check Management Solutions

Hypercom and Heartland Payment Systems® To Expand Payment Processing and Implement Next-Generation End-to-End Data Encryption

Heartland Payment Systems® Advances Access Control Offering with Schlage Locks

Heartland Payment Systems® Introduces ConfirmPaySM

E3™ technology lands Heartland on InformationWeek 500

Career Colleges and Schools Can Now Automate and Integrate Back Office Operations and Payments Processing

Heartland Payment Systems Enhances Campus Dining Point-Of-Sale Systems

Heartland Payment Systems Improves Campus Security and Safety For Students

Heartland Payment Systems Selects Voltage Security to Provide Software for End-To-End Encryption

Heartland Payment Systems Helps Merchants Improve Cash Flow and Financial Management With Streamlined Card Acceptance

Heartland and Cantaloupe Collaborate To Offer Cashless Vending Solution

American Business Awards Name Committee Chairs For 2009 Final Judging

Heartland Payment Systems Selects Panini I:Deal for Express Funds Solution

Heartland Payment Systems CEO Bob Carr Honored With 2009 Beta Gamma Sigma Award For Entrepreueurship

Heartland Payment Systems Returns to Visa's List of PCI DSS Validated Service Providers

Accredited Standards Committee X9 Developing New Merchant Data Security Technology Standards

W.net Honors Bob Carr with Stilleto Award

Delaware Restaurant Association Names Heartland's Team Delaware 'Allied Member of the Year'

Heartland Acquires Chockstone

Heartland Payment Systems Named to InformationWeek 500

Heartland Payment Systems and Union Bankshares Partner to Offer Business Clients Expanded Services

New Lock Box Remittance Function Streamlines Electronic Check Management

Heartland Payment Systems Teams with the Arkansas Community Bankers Association

Heartland Payment Systems Named Best Sales Organization in America by American Business Awards

Heartland Payment Systems and Superior Bancorp Align to Offer Customers Expanded Services

Heartland's Give Something Back Network Receives 'Best in Payments' Editor's Choice Award

Crane Merchandising Systems and Heartland Payment Systems Collaborate on Breakthrough Cashless Vending Solution

Heartland Payment Systems Named a Best Run Sales Organization by Selling Power Magazine

Heartland Payment Systems' CEO Bob Carr Named Technology Company CEO Of the Year