Open up a world of options

Loans for small businesses can be difficult and expensive to obtain. That is why Heartland has developed the best lending solutions in the market—to get you the funds you need, when you need them, at the most reasonable rates possible.

Heartland Lending Services offers quick, easy and competitively priced loans that can move your business forward. You already trust us with your payment processing. Now let us help you secure a loan through our partnerships with multiple funding sources.

Qualified applicants can borrow from $5,000 to $2 million. Our lending experts will work with you to evaluate your business needs and provide options designed with you in mind. And you can expect fair, transparent, fully disclosed terms.

American Express

American Express offers more flexibility and less stress with an easy application, convenient disbursements, automatic repayment and American Express service and support. One-year financing is available for a fixed fee as low as 8 percent of the financed amount.


Through our partnerships, Heartland offers you speed and ease—with funding in as little as one day. Competitive rates are as low as 8 percent over six months.

Ready to get started?

Please call 855.861.8181 or click the button below.

What to Know Before You Owe

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If your dream is to expand to that second location or you want the reserve funds to ensure that your small business runs smoothly from day to day, Heartland has the lending options you need. Because we wholeheartedly believe in transparency, we have outlined other popular financing sources available.

Heartland in the news.

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