Products & Services

The power to streamline your operations.

Are you ready for payments solutions that give you the freedom to focus on your business? Heartland’s card processing, payroll services and check management products are efficient, cost-effective and designed to give you the power to streamline your operations.

E3

E3, an end-to-end encryption solution, is designed to protect credit and debit card data from the moment of card swipe and through the Heartland network — not just at certain points of the transaction flow. E3 provides the highest degree of security available — with no extra fees.

 

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Card Processing

Rely on one-stop credit/debit/prepaid card processing that gives you fair-deal, fully disclosed pricing, easy-to-read statements and fast access to funds.

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Payroll Services

Count on comprehensive payroll capabilities you can customize to your business, automated services and a three-year fixed-price contract.

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Check Management

Manage your checks electronically from remote deposit capture through returns processing and the collection of bounced checks.

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Gift Marketing

There are two ways you can increase revenue: acquire new customers and motivate existing customers to spend more.

At Heartland, we help you turn business gift cards into powerful marketing tools that increase revenue, promote your business and expand your client base through innovative and proven techniques. Our gift card marketing programs are flexible and easy to implement so you can start providing these value-added offerings quickly.

Team up with Heartland for your gift marketing needs and discover three ways to build a complete gift card marketing program.

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Online Payments

Integrate a flexible, online payment solution to quickly process credit, debit and prepaid card transactions — as well as recurring billing … and enable customers to order your goods and services via the web.

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Heartland’s Give Something Back Network OneCard

Provide convenience for your students, faculty, and staff while streamlining your operations.  Plus, help support your local community and earn automatic contributions for your organization with OneCard.

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MicroPayments

Build your business by implementing innovative cashless payments solutions that manage the payment cycle from start to finish … and make it easy for your customers to purchase small-ticket items.

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Lending Services

Enhance your business with affordable loans and low interest rates.

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Equipment

Rely on dependable, best-in-class equipment and peripherals … from point-of-sale (POS) systems and terminals — including wireless and hand-helds — to PIN pads, check readers and more.

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