Resources to help you manage your business.
Learn about key developments and trends in the payments processing industry. Read articles about important issues that affect you and your business. And learn about fair card processing practices by reviewing The Merchant Bill of Rights.
Chances are you’re paying a higher rate for card transactions than you think you are. Find out easily — and learn how you can pay less.
With data security compromises on the rise, it is more important than ever to ensure your business is compliant with the Payment Card Industry Data Security Standard (PCI-DSS) and your payment application is compliant with the PCI Council’s Payment Application Data Security Standard (PA-DSS). Learn more about how to ensure you are compliant — and safeguard your business and your customers — here.
Effective immediately, merchants are permitted to establish a minimum dollar value for accepting credit cards. The minimum may not exceed $10 and applies to credit cards only, not PIN or signature (non-PIN) debit or prepaid cards.
A new federal regulation requires Heartland and other payments processors to report the annual gross amounts of electronic payment transactions to the Internal Revenue Service (IRS) effective with January 1, 2011 transactions. Read on to prepare for the impact of these requirements.
You have rights. Learn about them and the complexities of card processing so you can better manage your costs.
Our business publication features industry news, legislation, trends and more.
Here, you’ll find educational articles about payments processing and more, as well as links to important industry resources.
At Heartland, we understand that you may have questions or want information on how to improve your business processes. Here you will find links to information found on the major card brands (Visa, MasterCard, Discover and American Express) websites in order to help you quickly find the information about general card acceptance rules; research a specific chargeback reason code or learn more about the fees these card brands charge.