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*See disclaimer below.

© 2012 Heartland Payment Systems, Inc. (NYSE:HPY)

Heartland Payment Systems Inc. is a registered ISO / Agent of KeyBank National Association, Cleveland, OH, The Bancorp Bank, Philadelphia. PA and Heartland Bank, St. Louis, MO

*Estimated aggregate savings enjoyed by Heartland merchants since 10/1/11. Actual savings for individual merchants varies depending
on various factors, including merchant type, average ticket, interchange fees actually paid and mix of debit transactions.

Heartland Payment Systems ® has provided this link as an external resource only. Heartland is not responsible for the content you are about to view.

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