Heartland Secure is the most secure card processing solution in the industry, backed by a comprehensive warranty. We use three powerful technologies—EMV, end-to-end encryption and tokenization—to protect your customer’s card data as soon as the card is used, making all data completely useless to hackers.
See our Heartland Secure page to learn more!
The nationwide shift to EMV-enabled cards—also known as chip or smart cards—is well underway, greatly reducing the chances you’ll receive a counterfeit payment at your place of business. With EMV acceptance comes a liability shift. On October 1, the party with the least secure technology will be responsible for chargebacks and fraudulent transactions. If you do not have an EMV-ready credit card terminal, you could be accountable. While not mandated, EMV compliance is recommended to avoid costly fees and potential loss of business.
Visit our EMV resource page to learn more.
The Payment Card Industry Data Security Standard (PCI DSS) is a set of requirements designed to ensure that all businesses that process, store or transmit credit card information maintain a secure environment. That means if you accept card payments, you must be compliant with these requirements.
Our Heartland Secure technology eliminates Payment Application Data Security Standard (PA-DSS) and minimizes PCI scope by encrypting card data within a secure acceptance device, taking the card data out of the transaction and the business’ systems. No card data. No risk.
An out-of-scope system completely separates the POS from the card data. When out of scope, the POS transmits transaction details to an EMV terminal. The terminal securely communicates with the processor, then passes a response back to the POS. Since the POS never receives sensitive cardholder data, it is out of scope and less exposed to cybercriminals.