The Relationship Between PCI, Encryption and Tokenization

There is a lot of confusion and misinformation on the Internet on the subject of encryption and the impact of tokenization on reducing Payment Card Industry (PCI) compliance scope. This white paper is intended to aid merchants and those companies accepting card payments by clarifying what is and what is not in PCI scope as related to encryption and tokenization.

What's New in the Industry

  • Are you on the Radar?
    As I sat in the airport early this morning watching planes full of travelers disappear into the low cloud cover, I was reminded of the importance of radar. When you are on the radar of someone you respect and follow, you get the advice, leadership, mentorship and awareness you need to achieve your highest potential.
  • EMV Compliance: What you Should Know When Getting Started
    What is EMV compliance, why does it matter and why should you care? If you're a business that accepts credit or debit cards for payments, EMV compliance has probably been something that you've thought about often since it was originally enacted back in 2015.
  • Empowerment vs Enablement – A Leadership Conundrum
    As a leader, there are important responsibilities that naturally come along with the job. These responsibilities may vary depending on your role as a leader, but one of the assumed responsibilities every leader has is the development of those around them.
Payment Processing

Payment Processing

Every day, hotels across the country trust Heartland to help them succeed and grow. We provide innovative and secure hotel payment processing software with 24-hour customer service, fair and up-front pricing, and data security that sets the industry standard.


It’s hard to focus on your customers if you’re busy processing payroll and managing employees. Let Heartland do the heavy lifting by providing complete hotel payroll services. Our hotel payroll management software offers secure, reliable solutions you can trust.

Gift Card

Whether it’s for a holiday retreat, a birthday getaway or just for fun, gift cards get customers in the door and encourage them to come back. At Heartland, we can help you increase your bottom line and gain more loyal customers with our hotel gift card program. From customization to reloading capabilities and more, Heartland has the solutions you need. Plus, you can always count on our reliable security.

Loyalty Program

Loyalty marketing programs keep your hotel brand at the forefront. You’ll be able to turn good customers into loyal customers by incentingthem through rewards-based marketing. Loyalty programs build relationships and increase customer frequency.


Efficiency and simplicity in point-of-sale systems is vital for your success. That’s why we offer a full suite of hotel POS software and hardware that allows you to more effectively manage your hotel.


When growing your business, there’s always something that needs to be done. Something to buy. Someone to hire.

That’s why Heartland offers loan assistance for hotels. We’ve partnered with multiple sources as part of our hotel loan program so you can get the funding you need at the terms you want, all while working with a company you know and trust.


Heartland’s InfoCentral—your one-stop shop for all your reporting needs—provides you with great features to help you manage your hotel. View performance, review sales and transactions, monitor batches and deposits, receive real-time notifications and much more—at no additional fee when you process with Heartland.

24/7 Customer Service

Heartland provides award-winning customer service, with a knowledgeable, responsive team. Based in the U.S., we are available 24 hours a day, seven days a week.

Ready to get started?

With more than 300,000 Heartland customers across the U.S., there is a sales professional in your area.
Or, call 1.888.963.3600 to speak to a member of our Customer Service team.