Why Heartland

Small business owners face multiple hurdles securing loans. That’s why we’ve partnered with industry leaders to offer outstanding lending solutions —to get you the funds you need, when you need them—at reasonable rates.

Fixed Rates

Most of our lending partners charge a fixed fee, so you know the exact amount of interest you repay over the term of the loan.


Get funds in as little as one day and up to two weeks for larger loans.

Funds Available

With multiple lending partners, we can help you secure loans from $5,000 to $2 million.

Easy Repayment

If your business accepts credit cards, your payments may be withheld automatically over the course of the loan period.

3 Simple Steps

  • Become a Heartland Client

    Eligibility is limited to Heartland card processing customers. Heartland sets the industry standard with fair, transparent pricing and data security.

  • Get Started In Minutes

    Complete the application and get an approval in as little as one business day. We will help you secure the best financing.

  • Repayment Process is Easy

    For businesses accepting credit cards, your loan can be repaid through your existing cash flow via processing.

Hassle-Free Repayment

Your customers pay
You process the card
A fixed amount is held from processing
The loan is fully repaid by the end of the term

Not all loans are created equal

We partner with a number of reputable lenders to secure the lowest possible rates and the best fit for your business.

Ready to get started?

Please call 855.861.8181 or click the button below.