Rates as low as 8 percent

Hassle-free and easy repayment

Why Heartland


Small business owners face multiple hurdles securing loans. That’s why we’ve developed the best lending solutions in the market—to get you the funds you need, when you need them—at the most reasonable rates possible.

Fixed Rates

Most of our lending partners charge a fixed fee, so you know the exact amount of interest you repay over the term of the loan.

Speed

Get funds in as little as one day and up to two weeks for larger loans.

Funds Available

With multiple lending partners, we can fund loans from $5,000 to $2 million.

Easy Repayment

If your business accepts credit cards, your payments are withheld automatically over the course of the loan period.

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3 Simple Steps


  • Become a Heartland Client

    We reserve our high-quality loan programs for businesses that process payments with Heartland. Heartland sets the industry standard with fair, transparent pricing and data security.

  • Get Started In Minutes

    Complete the application and get an approval in as little as one business day. We will help you secure the best financing.

  • Repayment Process is Easy

    For businesses accepting credit cards, your loan is repaid through your existing cash flow via processing.

Hassle-Free Repayment


Your customers pay

You process the card

A fixed amount is held from processing

The loan is fully repaid by the end of the term

Not all loans are created equal


We partner with a number of reputable lenders to secure the lowest possible rates and the best fit for your business.

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Ready to get started?

Please call 855.861.8181 or click the button below.