EMV, Petro and Convenience: What you need to know

Petro and convenience merchants that implement an EMV solution may benefit from a reduction in card fraud, decreased requests for copies in relation to chargebacks, and fewer disputes. To find out how this affects you, download the white paper below.

What's New in the Industry

  • Small Business Owners Say Cash Flow Is Their Biggest Challenge
    Cash is king, as the age-old saying goes, especially for small businesses. Cash flow is the number one challenge they face in 2019, according to a Lendio survey of more than 500 U.S. small business owners. Marketing and customer acquisition rank second and third.
  • As-a-Service Keeps Technology and Cash Flow Within Reach

    Purchasing equipment takes a big bite out of your wallet. On top of that, the technology can be outdated almost as soon as you unpack it. So how do you keep up with the competition and replace the relic piece of equipment you've been using to run your business without making yourself cash poor? The answer: choose as-a-Service over buying. 

  • How to Reclaim Abandoned Carts and Lost Sales

    On average, almost 70 percent of potential online shoppers abandon their carts. How can your online store defy the odds? Implement a few easy changes and more of your potential shoppers will make it through checkout and gleefully skip home with shopping bags in hand.

Payment Processing

Payment Processing

Every day, convenience stores across the country put their trust in Heartland to help them succeed and grow. We provide innovative and secure C-store payment processing software with 24-hour customer service, fair and up-front pricing, and data security that continues to set the industry standard.


It’s hard to focus on growth when you’re busy managing employees and processing payroll. Heartland provides complete payroll management software and HR services to handle all payroll needs for your C-store.

Gift Card

Gift cards get customers in the door and keep them coming back. We can help you increase your bottom line and gain more loyal customers with our merchant gift card program for C-store owners. From customization to reloading capabilities and more, Heartland has the solutions you need. Plus, you can always count on our reliable security.

Managed Network Services

You have a store to operate. You don’t have time to deal with a network failure. Keep your network up and running with Heartland’s Managed Network Services. We can help you connect and manage all of your devices and keep credit card acceptance processing over the Internet with the added benefit of one-call U.S.-based customer support 24/7/365.


Heartland’s InfoCentral—your one-stop shop for all your reporting needs—provides you with great features to help you manage your store. View performance, review sales and transactions, monitor batches and deposits, receive real-time notifications and much more—at no additional fee when processing with Heartland.

24/7 Customer Service

Heartland provides award-winning customer service, with a knowledgeable, responsive team. Based in the U.S., we are available 24 hours a day, seven days a week.

Ready to get started?

With more than 300,000 Heartland customers across the U.S., there is a sales professional in your area.
Or, call 1.888.963.3600 to speak to a member of our Customer Service team.