Paycheck Protection Program (PPP) Loans

Additional Relief for Businesses Impacted by COVID-19

Get access to capital in
days, not weeks.

We know stakes are high for small businesses right now. On December 27, 2020, the President signed The Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act, allocating $284 billion to help small businesses keep workers employed during this unprecedented time.
With Heartland Capital, you can access lenders offering these 100 percent SBA-backed loans through our funding marketplace partner Lendio.  

Am I eligible?

First PPP Draw Eligibility:

  • 500 Employees or less
  • Eligible borrowers may receive a loan amount of up to 2.5x their average monthly payroll costs
  • Max loan amount of $10MM
  • To be eligible for full loan forgiveness, PPP borrowers will have to spend no less than 60% of the funds on payroll covered period between 8-24 weeks

Second PPP Draw Eligibility:

  • 300 Employees or less
  • Restaurant and hospitality industries are eligible for 3.5x their monthly payroll expense as loan amount
  • Max loan amount of $2MM
  • Demonstrate at least a 25% reduction in gross receipts in quarter 2020 vs 2019

Additional SBA Resources

Let's Get Started

Your information will be shared with Lendio and their network of lenders for the purpose of matching you with a lender.

Applying is free and won't impact your credit.

Your free, no obligation
loan options are ready!

By clicking "Continue Your Application", you expressly: (1) authorize Heartland to share the information entered in this form with Lendio for purposes of obtaining loan offers; (2) acknowledge that Lendio's use of your information is subject to Lendio's privacy policy; and (3) acknowledge that you are leaving Heartland's website and will be redirected to Lendio's website. Eligibility, loan amount, and any applicable loan fees will be determined by the lender following a review of information provided during the loan application process.
Financing is not guaranteed.

Solutions for Every Aspect of Your Business


Accept payments anywhere, anytime, on any device—and access funds instantly with rapid authorization and fast funding.


Easily manage your staff's time and attendance, HR administration and tax reporting from a single, integrated suite.

Customer Engagement

There's no better way to turn occasional guests into frequent flyers than with engagement tools that show your true appreciation.

Point of Sale

Your customers expect a smooth buying experience. Streamline your operations with an all-in-one, cloud-based point-of-sale system.

About Lendio

Lendio is the nation’s largest small business lending marketplace, helping more than 31,000 small business owners find funding and facilitating more than $2 billion in small business loans. Lendio is not a lender, but connects borrowers who may not qualify for approval through the traditional lending process to loan options from its network of 75+ leading lenders. It streamlines the application process and uses proprietary technology to match borrowers with the best loan options for their businesses.