All your capital needs with none of the headaches.
We’ve partnered with Lendio, the nation’s largest and most trusted loan marketplace, to give you unprecedented access to capital.
Loans from $5K to $5M
Get the boost you need to expand or renovate, scale marketing, hire staff and focus on other aspects of growing your business.
Apply online in 15 minutes
The fastest and easiest way to get business financing. Apply on your phone. It only takes 15 minutes to share a little bit information about your business and get connected with a Funding Manager to learn about your loan options. No banks or stacks of paperwork to deal with.
Up to a $250k line of credit
Use the extra capital when you need it – for when cash flow slows, equipment unexpectedly breaks or bills pile up. Most of all, enjoy the peace of mind that a line of credit brings.
Get funded within 48 hours
Approval and funding is quick. Capital is at your fingertips in no time so you can immediately put it to work for your business.
How Heartland Capital WorksSee if you qualify
Apply OnlineComplete an application in less than 15 minutes.
A dedicated funding manager contacts you and goes to work finding you the best loan offer. Your application is routed to more than 75+ marketplace lenders who compete for your business.
Compare OffersLendio emails you loan options from marketplace lenders.
The funding manager reviews loan options with you to help you select the right one. You receive electronic documents to sign and accept.
Start Using Your FundsFunds are available in your business account within 48 hours of approval
Solutions for Every Aspect of Your Business
Accept payments anywhere, anytime, on any device—and access funds instantly with rapid authorization and fast funding.
Easily manage your staff's time and attendance, HR administration and tax reporting from a single, integrated suite.
There's no better way to turn occasional guests into frequent flyers than with engagement tools that show your true appreciation.
Point of Sale
Your customers expect a smooth buying experience. Streamline your operations with an all-in-one, cloud-based point-of-sale system.
Lendio is the nation’s largest small business lending marketplace, helping more than 31,000 small business owners find funding and facilitating more than $2 billion in small business loans. Lendio is not a lender, but connects borrowers who may not qualify for approval through the traditional lending process to loan options from its network of 75+ leading lenders. It streamlines the application process and uses proprietary technology to match borrowers with the best loan options for their businesses.