EMV and Small Merchants: What you need to know

This white paper helps define what EMV is and why it’s important for small to mid-size businesses. To learn more about how EMV will affect you, download the white paper below.

What's New in the Industry

  • Global Payments CEO featured on CNBC's Mad Money
    Global Payments (Heartland’s parent company) CEO Jeff Sloan recently appeared on CNBC’s Mad Money to discuss the company’s active growth and success in the financial technology industry. 
  • How to Create an “Instagrammable” Restaurant
    With a camera in everyone’s pocket nowadays, we’ve become pre-programmed to snap pictures of our food, whether it’s to show friends and family, or to post it on social media. According to Yelp, users searching for the word “Instagram” in their restaurant and food searches grew 3,000 percent from May of 2015 compared to August of 2017.....
  • Five Analytics Your Restaurant Should Be Tracking
    Today’s rapid change of pace and a strong job market force a fresh look at which metrics are critical to gauge the pulse of your business.....
Payment Processing

Payment Processing

Whether your retail business is small or large, success can hinge on finding simple and effective payment processing software. While you’re busy managing inventory, supervising employees and taking care of your customers, let Heartland be your payment processing partner so you can focus on what matters most.

Mobile Payments

Give your customers the convenience to pay the way they want. With Heartland’s mobile payment processing solutions, you can keep the line moving while keeping up with the latest payment trends. We offer reliable security, easy-to-install hardware and downloadable apps.


It’s hard to focus on growth if you’re busy processing payroll, all while managing customer expectations. At Heartland, we provide complete payroll management services for your store—so you can get back to doing what you love. Our full-service retail payroll software will offer secure, reliable solutions you can trust.


Use your Internet-connected PC or device to process credit, debit and prepaid commercial cards quickly and securely. Portico provides an inexpensive way for you to accept payments and replaces stand-alone payment terminals that require dedicated phone lines. Portico can be used to process card-present and card-not-present transactions.

Gift Card

Gift cards get customers in the door and encourage them to come back. We can help you increase your profits and gain more loyal customers with our merchant gift card program for store owners. From customization to reloading capabilities and more, Heartland has the solutions you need. Plus, you can always count on our reliable security.

Loyalty Program

Loyalty marketing programs keep your store’s brand at the forefront. You’ll be able to turn good customers into loyal customers by incenting them through rewards-based marketing. Loyalty programs build relationships and increase customer frequency.


Efficiency and simplicity in point-of-sale systems is vital for your success. That’s why we offer a full suite of retail POS software and hardware that allows you to more efficiently manage your store.


When growing your store, there’s always something that needs to be done. Something to buy. Someone to hire.

That’s why Heartland offers loan assistance for retail owners. We’ve partnered with multiple sources as part of our retail loan program so you can get the funding you need at the terms you want, all while working with a company you know and trust.


Heartland’s InfoCentral—your one-stop shop for all your reporting needs—provides you with great features to help you manage your retail operation. View your store’s performance, review sales and transactions, monitor batches and deposits, receive real-time notifications and much more—at no additional fee when processing with Heartland.

24/7 Customer Service

Heartland provides award-winning customer service, with a knowledgeable, responsive team. Based in the U.S., we are available 24 hours a day, seven days a week.

Ready to get started?

With more than 300,000 Heartland customers across the U.S., there is a sales professional in your area.
Or, call 1.888.963.3600 to speak to a member of our Customer Service team.