EMV and Small Merchants: What you need to know

This white paper helps define what EMV is and why it’s important for small to mid-size businesses. To learn more about how EMV will affect you, download the white paper below.

What's New in the Industry

  • Prepare Now for New York’s Paid Family Leave Program in 2018

    New York is paving the way to the nation’s strongest paid family leave policy, which takes effect January 1, 2018. Get details on the new program and how it may affect your payroll. 

  • Data Breaches, Protecting Your Future: 2017 and Beyond
    Learn why hackers are targeting small businesses and what you can do to protect yourself and your customers. 
  • Labor Law Poster Service
    With several federal, mandatory posting updates expected this year and numerous state changes, keeping the most current labor law information posted for your employees should be top of mind. But with all the other things on your plate, it may not be. That’s why Heartland now offers a labor law poster program to help keep you compliant. 
Payment Processing

Payment Processing

Whether your retail business is small or large, success can hinge on finding simple and effective payment processing software. While you’re busy managing inventory, supervising employees and taking care of your customers, let Heartland be your payment processing partner so you can focus on what matters most.

Mobile Payments

Give your customers the convenience to pay the way they want. With Heartland’s mobile payment processing solutions, you can keep the line moving while keeping up with the latest payment trends. We offer reliable security, easy-to-install hardware and downloadable apps.

Payroll

It’s hard to focus on growth if you’re busy processing payroll, all while managing customer expectations. At Heartland, we provide complete payroll management services for your store—so you can get back to doing what you love. Our full-service retail payroll software will offer secure, reliable solutions you can trust.

e-Commerce

Use your Internet-connected PC or device to process credit, debit and prepaid commercial cards quickly and securely. Portico provides an inexpensive way for you to accept payments and replaces stand-alone payment terminals that require dedicated phone lines. Portico can be used to process card-present and card-not-present transactions.

Gift Card

Gift cards get customers in the door and encourage them to come back. We can help you increase your profits and gain more loyal customers with our merchant gift card program for store owners. From customization to reloading capabilities and more, Heartland has the solutions you need. Plus, you can always count on our reliable security.

Loyalty Program

Loyalty marketing programs keep your store’s brand at the forefront. You’ll be able to turn good customers into loyal customers by incenting them through rewards-based marketing. Loyalty programs build relationships and increase customer frequency.

POS

Efficiency and simplicity in point-of-sale systems is vital for your success. That’s why we offer a full suite of retail POS software and hardware that allows you to more efficiently manage your store.

Lending

When growing your store, there’s always something that needs to be done. Something to buy. Someone to hire.

That’s why Heartland offers loan assistance for retail owners. We’ve partnered with multiple sources as part of our retail loan program so you can get the funding you need at the terms you want, all while working with a company you know and trust.

Analytics

Heartland’s InfoCentral—your one-stop shop for all your reporting needs—provides you with great features to help you manage your retail operation. View your store’s performance, review sales and transactions, monitor batches and deposits, receive real-time notifications and much more—at no additional fee when processing with Heartland.

24/7 Customer Service

Heartland provides award-winning customer service, with a knowledgeable, responsive team. Based in the U.S., we are available 24 hours a day, seven days a week.

Ready to get started?

With more than 300,000 Heartland customers across the U.S., there is a sales professional in your area.
Or, call 1.888.963.3600 to speak to a member of our Customer Service team.