Choose from a Variety of Retail Products

With this lineup of industry-leading solutions, it’s no surprise Heartland is the preferred partner when it comes to payment processing, point-of-sale and customer engagement solutions for the Retail Solutions Providers Association (RSPA).


Whether it’s a new suit or a cart full of groceries, today’s customers expect to purchase whatever they want quickly and easily. With our rapid authorization times and fast funding, payments go from your customers’ pockets (or phones) to your bank in an instant.

In-person Payments » Online Payments »


We recognize retail businesses have unique payroll needs. Whether you’re needing help with tax or HR compliance, keeping track of tipped employees, adherence to minimum wage or the FICA Tip Credit, your dedicated Heartland payroll specialist is there to support your individual needs.

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Point Of Sale

Choose from a full stack of retail management platforms that allow you to capture, view, analyze and take action based on your needs to keep your business running like clockwork.

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Customer Engagement

Customers tend to frequent and support merchants when they feel their patronage is appreciated, valued and rewarded. Our customer engagement tools were created with small business owners like you in mind to help turn your customer base into loyal fans and brand advocates.

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Secure loan terms and rates with one of Heartland’s reputable lending partners in as little as 24-48 hours. Our quick and easy repayment options are designed to get your business where it needs to be to succeed.

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Can't Get Enough Of Our Retail Solutions?

Download our ebook, The Point of Sale Features that Improve Retail Customer Experiences, to learn more about how our product offerings can best serve your business.

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Our solutions look good on every type of business.

You’re in the business of tailoring things for your customers, and so are we. Heartland can help you create a stellar loyalty program, start accepting online or mobile payments from any device in your store or process your payroll from one centralized point-of-sale device.